SOFTMATIC
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India's Most Advanced AI-Powered Fintech Platform

Build, launch, and scale your fintech business with 580+ APIs, 48+ modules, and end-to-end RBI-compliant architecture. Trusted by hundreds of financial distributors across India.

What We Build

Complete suite of financial technology products powering India's digital economy

💳

AePS Software

Aadhaar Enabled Payment System for cash deposits, withdrawals, balance inquiries & mini statements via biometric authentication.

📄

BBPS Platform

Bharat Bill Payment System for electricity, gas, water, telecom, DTH, insurance premiums with instant confirmation.

💸

DMT Software

Domestic Money Transfer via IMPS, NEFT, and UPI-based transfers with real-time status tracking to any bank.

📱

Recharge Portal

Multi-operator recharge system supporting all major telecom operators, DTH providers, and data card recharges.

🏧

Micro ATM System

Banking at doorstep with cash withdrawal, balance inquiry, and card-based transactions in rural areas.

💰

Payout API

Instant bank transfers for salary disbursements, vendor payments, refunds, and cashbacks via single API.

📲

UPI Collection

QR-based payment collection system with real-time settlement and comprehensive merchant dashboard.

🎫

Ticket Booking

IRCTC & bus booking integration with real-time availability, instant booking, and PNR status tracking.

🪪

PAN Card Services

PAN card application, correction, and verification services with NSDL/UTI integration.

🔐

Aadhaar Verification

Real-time Aadhaar verification and eKYC services for seamless customer onboarding.

📊

Credit Score API

Instant credit score check and credit report generation with bureau integration.

🏦

AePS to Bank

Direct account-to-account fund transfer using Aadhaar authentication for rural banking.

Choose Your Integration Model

🔗

API Integration

Plug our fintech APIs into your existing application. Comprehensive documentation, sandbox testing, and dedicated integration support.

  • RESTful APIs
  • Sandbox environment
  • Webhook callbacks
  • SDK libraries
🖥️

Complete Admin Panel

Ready-to-deploy B2B platform with 9-level distributor hierarchy, commission management, and comprehensive reporting dashboard.

  • Multi-level hierarchy
  • Auto-settlement
  • Real-time reports
  • Role-based access

Built With Enterprise-Grade Technology

Laravel 11 Backend
MySQL/MariaDB Database
Redis Cache
AWS ECS Fargate Infrastructure
CloudWatch Monitoring
Amazon S3 Storage
Pusher Real-time
Docker Containers

Security & Compliance

Our fintech platform is built with enterprise-grade security at every layer, ensuring your business and your customers' data is always protected.

RBI CompliantAll regulatory guidelines followed
NPCI Certified FlowsOfficial integration standards
256-bit SSLEnd-to-end encryption
PCI-DSS AlignedCard data security
SOC-ReadyEnterprise audit readiness
2FA AuthenticationMulti-factor security

Ready to Launch Your Fintech Business?

Get a free demo of our Banking platform and see how we can power your fintech vision.